Buying, building or refinancing a home in the Fort Worth area?  Use this check list as a reminder of what to bring when applying for a loan in person.

1. W-2 forms for the previous 2 years and your current month's paystub

2. Previous 12 months mortgage payment history (cancelled checks)

3. 2 year employment history

4. Contracts of sale and legal description

5. Previous 3 months bank statements for all accounts

6. Open loan information including addresses, account numbers, balance due, monthly payment amounts and most recent account statements

7. Loan information including addresses, account numbers, balance due, monthly payment amounts and most recent account statements for any other real estate currently owned

8. If you are self-employed or you receive more than 25% of your income from bonuses or overtime you will need your last 2 year's tax returns and YTD P&L

9. Social Security numbers

10. Check for credit report and appraisal

11. Copy of driver's license or other photo I.D.